Fee Schedule

The rates and fees appearing in the Schedule are accurate and effective for accounts as of the Effective Date indicated below. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union or email service@acumecu.org.

Effective Date: January 1, 2013

Savings Accounts
Vacation Club Early Withdrawal Fee/Early Closure $7.50
Checking Account Fees
Overdraft protection for ACHs and share drafts $4.00 per notice
NSF $40.00 per item.
Returned Item $40.00 per item.
Stop Payment $20.00.
Check Printing Prices may vary depending upon style ordered.
Copy of Check $5.00 per copy.
Other Service Fees (applicable to all accounts)
Service Fee $3 for each withdraw over nine (9) in a quarter
Account Reconciliation $50.00 per hour.
Account Research $50.00 per hour.
Statement Copy $5.00 per copy.
Wire Transfer (outgoing) $20.00 per transfer.
Legal Process $100.00 per notice.
Lien or Levy $100.00 per notice.
Stop Payment of Withdrawn Check $20.00 per item.
Redeposit Item $16.00 per item.
Copy of Withdrawn Check $5.00.
Copy of Interim Statement $5.00 per statement.
Account History $1.00 per screen.
Money Order $4.00.
Cashiers Check $4.00.
Western Union Money Order $20.00 item.
Remail of W-9 Form $6.00 per item.
Copy of a Check Deposited Into Your Account $6.00 per item.
IRS Backup Withholding $100.00 per notice.
Dormant Account $5.00 per month if all of the following apply:
• Member number has been dormant for at least twelve months
• Combined balances under the member number, including IRAs, is below $100.00
• There are no outstanding loans or credit cards under the member number.
Re-open closed account fee (if any closed share type is reopened within 6 months from date it was closed) $5.00
Locating Fee (for any correspondence returned for incorrect address) $3.00
Return statement fee (when statement is returned to us that the post office cannot forward) $3.00
Electronic Funds Transfer Fees
Audio Response Six (6) free sessions per month, $0.50 thereafter.
PAM (Personal Account Manager) Free.
PAM (Personal Account Manager) with E-statements E-statements free (if signed up for PAM)
PAM (Personal Acocunt Manager) without E-statements $1.00 per paper statement if not signed up for PAM
Returned Item $40.00 per item.
Overdraft protection for ACHs and share drafts $4.00 per notice
Return Item Fee $35.00
Credit Union Membership
Membership Share $5.00 par value.
Silver Money Market Savings Account Fees
Withdrawals, Transfers out and Electronic withdrawals
combined per month six (6), $1.00 per item thereafter.
Minimum Balance Fee $10.00 if the balance falls below $2,500 during the month
Silver Money Market Checking Account Fees
Overdraft Protection
$4.00 per notice
NSF $40.00 per item.
Returned Item $40.00 per item.
Stop Payment $20.00 per check
Check Printing 1/2 price on standard checks
Copy of Check $5.00 per copy.
Withdrawals, Transfers out and Electronic withdrawals and Checks combined per month, six (6), $1.00 per item thereafter.
Minimum Balance Fee $10.00 if the balance falls below $2,500 during the month
Gold Money Market Savings Account Fees
Withdrawals, Transfers out and Electronic withdrawals combined per month, six (6), $1.00 per item thereafter.
Minimum Balance Fee $15.00 if the balance falls below $10,000 during the month
Gold Money Market Checking Account Fees
Overdraft protection for ACHs and share drafts
$4.00 per notice
NSF $40.00 per item.
Returned Item $40.00 per item.
Stop Payment $20.00 per check
Check Printing Standard checks FREE
Copy of Check $5.00 per copy.
Withdrawals, Transfers out and Electronic withdrawals and Checks combined per month, six (6), $1.00 per item thereafter.
Minimum Balance Fee $15.00 if the balance falls below $10,000 during the month
Sunrise Checking
Overdraft protection for ACHs and share drafts $4.00
IRA Savings Fees
Pre-59 1/2 Withdraw Fee (excluding rollover or direct transfer) $25.00
CD Savings Fees
Pre-59 1/2 Withdraw Fee (excluding rollover or direct transfer) $25.00


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